Why do I need Life Insurance?
When we talk about protection, Life insurance is one of the most important things that many people often ignore and live without, but the future is uncertain, and knowing that you and your family are protected can give you the peace of mind you need while you keep enjoying life.
Relief in hard times In the unfortunate event that you pass away having a credit card, loans, or other types of debts under your name, those debts won’t disappear, and early on someone will have to pay for it, meaning your loved ones will have to carry all that weight if they are unprotected.
Don’t leave your family pending with these debts, having life insurance keeps your family away from stress. When a loved one passes away, it is a moment of grief and an emotionally stressful time. This is already a hard phase of life, and what becomes even more challenging is paying the deceased person’s bills. While your life insurance policy won’t solve all the issues, it may give a bit of buffer for your family to get back on track.
Knowing they are protected with Lapeira & Associates Life Insurance benefits to taking care of the mortgage, for example, may give your spouse all the time they need to move ahead.
Though it is hard to lose a family member, the money and debts you have to pay for your dead loved one build up a grieving period. For this reason, being covered with Lapeira & Associates is the right way to save them from this troublesome time and get them back in life as soon as possible.
Life insurance can also do more than pay a death benefit. With powerful riders, you may be able to accelerate the death benefit due to a qualifying illness or injury and potentially provide a guaranteed source of retirement income if you live too long.
Accelerated Benefits Riders are optional, no additional cost riders that can allow you to access all or part of the death benefit while you are living if you experience a qualifying terminal, chronic, or critical illness or critical injury.
For Lapeira & Associates LLC, your family comes first. With personalized and affordable coverage, we are here to make it easy for people like you to protect the ones you love. Protect the future of yourself and your family and live a life with ease and stress-free.
